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Methodology · Health Insurance

Health insurance methodology

Reviewed by · Last reviewed .

Page in progress.

The Health Insurance Coverage anchor calculator is on the post-launch backlog (Byron-confirmed scope expansion: 2–5 additional calcs after Days 1–5). When that tool ships, this methodology page will cover ACA marketplace plan structure (metal tiers, AV, MOOP), employer-sponsored vs marketplace, HSA-eligible plans, and the subsidy thresholds under IRC §36B.

Sources we'll cite

  • Healthcare.gov — federal marketplace
  • HHS / CMS — ACA plan-design rules and AV calculator
  • IRC §36B — Premium Tax Credit eligibility and computation
  • IRS Publication 969 — HSAs, Archer MSAs, and Other Tax-Favored Health Plans
  • State Departments of Insurance — state-based marketplace overlays

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